NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our NinjaEdge brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Key Responsibilities:

Design, implement, and thoroughly test changes to the customer acquisition and underwriting decision engines to optimize origination volume and loan performance
Write and maintain a suite of unit and regression test cases to ensure the accuracy of changes to the customer acquisition and underwriting decision engines
Monitor performance of the decision engines
Establish decision performance metrics and develop automated reporting and alerting using SQL and Python
Collaborate with cross-functional teams to implement marketing or underwriting strategy changes, monitor releases, and perform impact analysis
Communicate concise and actionable business strategy recommendations to senior management

Ideal Candidate Will Have:

Bachelor’s degree in a quantitative or business discipline (e.g., math, statistics, finance, economics, engineering, or other quantitative fields)
4+ years of professional experience as a Business Analyst or QA
2+ years of experience working with python and SQL for data analysis in a professional setting
Working SQL knowledge and experience working with relational databases, query authoring, as well as familiarity with a variety of databases
Strong quantitative and problem-solving skills with key attention to detail
Ability to work effectively while managing multiple projects with tight deadlines, understand the project requirements with minimal guidance, follow through to completion

Additional Pluses:

Experience working with specialty finance or FinTech
Advanced degree in quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
Experience with BI reporting tools
Experience with and understanding of software testing methodologies

Benefits:

Competitive salary and benefits package
Flexible, remote work
Fun, fast-paced work environment
Dynamic start-up culture
Ability to make an immediate impact in a growth stage company
Convenient downtown Chicago office located in the heart of the city
Equal opportunity employer

IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com, @creditninja.com, @ninjacard.com, or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address, including similar email variations, this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication, please email hr @ninjaholdings.com.

Salary: $115k - $160k

Originally posted on Himalayas

Lead Decision Engine Analyst at NinjaHoldings